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Our top home finance tips to consider before summer

3 min read
Oct '25 • by Amy Bulger

Quick summary

Before summer, consider remortgaging to release equity if your home’s value has increased, typically allowing access to funds for home improvements or other needs, subject to your mortgage terms. You might tap into this equity over a period of several years, but always speak to an adviser first to understand your options and any costs involved.

The days are getting longer again and summer is finally on the way! Before the summer festivities begin, it might be a good idea to get your finances in order and think about making some home improvements. We’re going to take you through what you our top renovation tips before the summer you need to be thinking about, in regard to your home, now that you have a little more time to yourself.

Remortgage to release equity

After years of working hard to make monthly mortgage payments, your home is likely to be your largest asset. The value of your home (minus any existing mortgage and other loans secured against it) is referred to as equity.

Recently, many people have been tapping into this equity through remortgaging. This money can be used for a renovation to your current home, helping your children onto the property ladder, or simply helping to boost your finances.

If you’ve been thinking about doing some home renovation, but you’re unsure where to start, you can talk to one of our friendly advisers who will be more than happy to help you talk you though the process.

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