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Easy ways to save money on your household bills

2 min read
Oct '25 • by Amy Bulger

Quick summary

To save money on household bills, insulate your loft to a depth of 270mm, which could cut your bill by about £110 annually, and insulate walls to reduce costs by 15%. sealing windows and doors, fitting heavy curtains, and using draught excluders and rugs can also help. These tips are most effective for homes around 100 sqm and are cost-effective ways to keep warmer without cranking up the heating.

With the nights drawing in and temperatures dropping, it’s that time of year where all you want to do is stay in curled up on the sofa with the heating cranked up. But to avoid worrying about your gas bill creeping up in the process, there are a few ways you can help keep your home as warm as possible, and avoid any unwanted cold drafts from sneaking in…

Insulate your loft, walls and floors

Loft: Heat rises so making sure your loft, and loft hatch, is well insulated will prevent any air that you’ve just paid to heat up from escaping your house. The recommended 270mm depth of insulation could potentially save you around £110 a year.

Walls: Did you know that around one third of all the heat from your home is lost via the walls? By insulating the walls in your house, you can reduce your heating bill by 15%.

Floors: By lifting floorboards and laying insulation, you could save around £40 a year on your annual heating bill - and it’ll help keep your feet much warmer too! As well as insulating your home, there are other, cheaper ways you can help keep your home as warm as possible.

Learn more: How home design can lower the cost of bills

Change energy supplier

Shop around and see what other energy suppliers can offer you. It’s always worth doing this as you could save yourself a decent amount of money without having to do a lot. Comparison websites like uSwitch are great for a quick and easy quote.

Window film

A much cheaper alternative to double glazing is window film. You simply measure the area of the window, clean the window, cut the film to size and lay over the glass, trim the edges and leave to dry.

Draught excluders and rugs

Drafts from outside can creep through the bottom of the door, turning your warm rooms rather chilly. Draught excluders can keep unwanted drafts out, and rugs help retain the heat, blocking any air coming up through the floor.

Curtains

Heavy duty curtains that are properly lined will insulate the room and trap any cold air coming in through the window, so that it doesn’t drift through to the rest of the room, causing a chill in the air.

Window sealant

Sealing around the edge of your windows will stop any air from coming through - you’d be surprised how easily it can pass through even the smallest of gaps.

Buying a new build could also save you money on your energy bills. On average, new homes built in England and Wales today are 65% more energy efficient than a Victorian style house of the same style.

To discuss getting a mortgage for a new build property, please get in touch with us today.

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